Families can reduce holiday travel accident risks by checking the vehicle before leaving, planning extra time, taking rest breaks, setting navigation before driving, keeping phones hands-free, securing loose items, and slowing down in traffic, construction zones, and unfamiliar areas.

After a holiday travel crash, move to safety and call 911 if anyone is injured or the roadway is blocked. Exchange driver, vehicle, and insurance information. Take photos of the vehicles, road conditions, signs, construction areas, debris, and injuries. Get witness names and seek medical care if symptoms appear.

Holiday weekends can be riskier because more people are traveling, drivers may be tired from long trips, traffic is heavier, construction zones may be active, and some drivers may be distracted or impaired. Parking lots, hotels, gas stations, parks, and event areas can also have more pedestrian and vehicle traffic.

A yearly review can help you understand liability limits, uninsured and underinsured motorist coverage, medical payments coverage, collision coverage, deductibles, rental coverage, and exclusions before a crash happens. It is also smart to review your policy after buying a vehicle, adding a driver, changing jobs or commute patterns, moving, or noticing major premium changes.

After a crash, exchange driver names, contact information, license information, insurance details, license plate numbers, vehicle make and model, and the location and time of the accident. If it is safe, take photos of vehicles, damage, roadway conditions, traffic signs, injuries, and documents. Also save witness names and any police report or incident number.

A practical car emergency kit can include first aid supplies, a flashlight, phone charger or battery pack, water, reflective triangles or flares, gloves, pen and paper, insurance and registration information, and a checklist of what to document after a crash. The goal is to help you stay safe and organized if an accident or roadside emergency happens.