Adrenaline and stress hormones mask pain right after a crash, and inflammation develops over the following days. That is why doctors recommend an evaluation even when you feel fine at the scene.

Yes. Whiplash, soft tissue damage, and concussions regularly result from low-speed collisions, and symptoms often appear 24 to 72 hours later once adrenaline wears off.

No. Saying "I'm fine" before a medical evaluation gives the insurer ammunition to deny later symptoms. Get checked first, and let your medical records speak.