FAQ

How often should I review my auto insurance policy?

Short Answer

Quick guidance

Review your auto insurance at least once a year and whenever your vehicle, household, commute, or financial situation changes.

Full Answer

A yearly review can help you understand liability limits, uninsured and underinsured motorist coverage, medical payments coverage, collision coverage, deductibles, rental coverage, and exclusions before a crash happens. It is also smart to review your policy after buying a vehicle, adding a driver, changing jobs or commute patterns, moving, or noticing major premium changes.

A yearly review can help you understand liability limits, uninsured and underinsured motorist coverage, medical payments coverage, collision coverage, deductibles, rental coverage, and exclusions before a crash happens. It is also smart to review your policy after buying a vehicle, adding a driver, changing jobs or commute patterns, moving, or noticing major premium changes.

This answer comes from our guide Your Best Protection Starts Before an Accident Read the full guide

Last reviewed: 2026-07-31

Need help understanding your next step?

Bridgewater Law Group offers free consultations for injured people who need clear legal guidance.

Request a Free Consultation