Review your auto insurance at least once a year and whenever your vehicle, household, commute, or financial situation changes.

Exchange names, contact information, driver's license details, insurance information, vehicle information, and save photos, witness details, and any report number.

Keep basic first aid supplies, a flashlight, phone charger, water, reflective markers, insurance information, and a simple accident checklist.

Yes, a dash cam may help document what happened, especially when fault, traffic signals, lane changes, or a hit-and-run are disputed.

Yes. Many people feel uncomfortable at first, especially if the at-fault person is someone they know, but most claims are handled through insurance.

Most personal injury cases are handled on a contingency fee, which means attorney fees are paid from the recovery rather than upfront.

You should consider contacting a personal injury lawyer if you were injured, symptoms appear later, liability is disputed, or insurance is not treating the claim fairly.