Usually, auto insurance companies do not choose or provide a doctor for your injury treatment after a crash.

Using health insurance can often help you access treatment, but the best approach depends on your coverage, providers, and claim details.

Yes. Many people feel uncomfortable at first, especially if the at-fault person is someone they know, but most claims are handled through insurance.

Not always. Coverage depends on policy limits, exclusions, deductibles, and optional coverages, not just the premium amount.

Review liability limits, uninsured motorist coverage, underinsured motorist coverage, deductibles, medical payments, rental coverage, and exclusions.

Move to safety, call 911 if needed, exchange information, take photos, get witness names, and seek medical care.