Teens should ride in the same direction as traffic, follow signs and signals, stay predictable, and choose routes with lower speeds when possible.

Often more than one party: the truck driver, the trucking company, the cargo loading company, or the maintenance provider. Federal regulations and the truck's black box data usually determine who is responsible.

Responsibility may depend on who planned, managed, owned, maintained, or controlled the event or property.

Responsibility may depend on who owns, manages, maintains, or controls the area.

Payment may come from one or more insurance policies, depending on who caused the crash and what coverage applies.

Child injury claims are different because children may not describe symptoms clearly and the future impact may take longer to understand.

Drivers backing out may not see a bike, scooter, skateboard, or e-bike approaching, especially if the rider is moving quickly or hidden by parked cars.

Holiday weekends often bring heavier traffic, longer drives, fatigue, unfamiliar roads, construction, and impaired or distracted drivers.

Car insurance can rise because of repair costs, medical costs, claims trends, coverage changes, location, driving history, and market conditions.

Adrenaline and stress hormones mask pain right after a crash, and inflammation develops over the following days. That is why doctors recommend an evaluation even when you feel fine at the scene.