Review liability limits, uninsured motorist coverage, underinsured motorist coverage, deductibles, medical payments, rental coverage, and exclusions.

Ask what they would do if a car does not see them, their phone rings, there is no bike lane, they approach a driveway, or they are running late.

Save driver and insurance information, photos, medical records, police report details, messages, and a timeline of symptoms.

You should consider contacting a personal injury lawyer if you were injured, symptoms appear later, liability is disputed, or insurance is not treating the claim fairly.

Seek care promptly after an accident through an emergency room, urgent care, or your primary doctor depending on the severity of your symptoms.

Teens should ride in the same direction as traffic, follow signs and signals, stay predictable, and choose routes with lower speeds when possible.

Often more than one party: the truck driver, the trucking company, the cargo loading company, or the maintenance provider. Federal regulations and the truck's black box data usually determine who is responsible.

Responsibility may depend on who planned, managed, owned, maintained, or controlled the event or property.

Responsibility may depend on who owns, manages, maintains, or controls the area.

Payment may come from one or more insurance policies, depending on who caused the crash and what coverage applies.