Hit-and-Run Accident? What To Do Next
Matt explains why a hit-and-run does not automatically mean the case is over, and why fast evidence preservation matters.
View detailsFAQ
Can my own insurance cover a hit-and-run accident?
Short Answer
Quick guidance
It may. Depending on your policy, uninsured motorist, collision, medical payments, or other coverage may apply after a hit-and-run.
Full Answer
A hit-and-run may involve your own insurance policy because the other driver may be unknown or uninsured. Possible coverage can include uninsured motorist bodily injury coverage, collision coverage, medical payments coverage, or other policy terms. Coverage depends on your policy language, the facts of the crash, and whether reporting requirements are met.
A hit-and-run may involve your own insurance policy because the other driver may be unknown or uninsured. Possible coverage can include uninsured motorist bodily injury coverage, collision coverage, medical payments coverage, or other policy terms. Coverage depends on your policy language, the facts of the crash, and whether reporting requirements are met.
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Last reviewed: 2026-07-22
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