Questions and Answers

Personal Injury FAQs

Clear answers to common accident, insurance, treatment, and California injury law questions.

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Should I Talk to the Insurance Company After an Accident?

Yes, but you should be careful about what information you provide before fully understanding the facts of the accident and the extent of your injuries.

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Should I talk to the insurance company after my child is hurt?

Be careful and keep the conversation limited until you understand your child's medical condition and future needs.

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Should I tell the insurance company I feel fine after an accident?

No. Saying "I'm fine" before a medical evaluation gives the insurer ammunition to deny later symptoms. Get checked first, and let your medical records speak.

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Should I use my health insurance for accident treatment?

Using health insurance can often help you access treatment, but the best approach depends on your coverage, providers, and claim details.

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Should my lawyer specialize in personal injury?

Yes. A lawyer who focuses on personal injury is more likely to understand accident claims, medical evidence, insurance tactics, and settlement value.

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What are California’s minimum insurance requirements?

As of January 1, 2025, California requires at least $30,000 for injury or death to one person, $60,000 per accident, and $15,000 for property damage. Those minimums rarely cover a serious injury.

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What are common heat-related outdoor risks?

Common risks include heat exhaustion, dehydration, fainting, hot surfaces, limited shade, and crowded outdoor event conditions.

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What coverages are included in a California auto policy?

A typical policy bundles separate coverages: liability (pays others you injure), collision and comprehensive (your vehicle), medical payments, and uninsured/underinsured motorist (your injuries when the at-fault driver can't pay). Each has its own limits.

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What evidence helps prove a hit-and-run claim?

Useful evidence can include photos, video footage, witness information, vehicle debris, paint transfer, police reports, medical records, and insurance communications.

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What evidence should I save after a burn injury?

Save photos, medical records, packaging, warnings, receipts, reports, and witness information.

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