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Insurance Tactics

FAQs

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How fast should I request surveillance video after a hit-and-run?

As soon as possible. Some surveillance systems overwrite footage within days, so waiting can make key evidence harder or impossible to recover.

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What if I only got part of the license plate?

A partial plate can still help, especially when combined with vehicle color, make, model, direction of travel, location, time, cameras, and witness statements.

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Do I need a police report after a hit-and-run?

A police report is often important after a hit-and-run because it documents that the other driver left and may be required for insurance or DMV reporting.

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What evidence helps prove a hit-and-run claim?

Useful evidence can include photos, video footage, witness information, vehicle debris, paint transfer, police reports, medical records, and insurance communications.

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Can my own insurance cover a hit-and-run accident?

It may. Depending on your policy, uninsured motorist, collision, medical payments, or other coverage may apply after a hit-and-run.

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What should I do immediately after a hit-and-run accident?

Get to safety, call 911 if anyone is hurt, write down what you remember, take photos, look for witnesses, and identify nearby cameras quickly.

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Should I Talk to the Insurance Company After an Accident?

Yes, but you should be careful about what information you provide before fully understanding the facts of the accident and the extent of your injuries.

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Does uninsured motorist coverage apply to hit-and-run accidents?

Generally yes. When the at-fault driver cannot be identified, your own UM coverage is often the only realistic source of compensation for your injuries.

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