Review your auto insurance at least once a year and whenever your vehicle, household, commute, or financial situation changes.

Exchange names, contact information, driver's license details, insurance information, vehicle information, and save photos, witness details, and any report number.

Keep basic first aid supplies, a flashlight, phone charger, water, reflective markers, insurance information, and a simple accident checklist.

Yes, a dash cam may help document what happened, especially when fault, traffic signals, lane changes, or a hit-and-run are disputed.

As soon as possible. Some surveillance systems overwrite footage within days, so waiting can make key evidence harder or impossible to recover.

A partial plate can still help, especially when combined with vehicle color, make, model, direction of travel, location, time, cameras, and witness statements.

A police report is often important after a hit-and-run because it documents that the other driver left and may be required for insurance or DMV reporting.

Useful evidence can include photos, video footage, witness information, vehicle debris, paint transfer, police reports, medical records, and insurance communications.